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Colorado
FOR INFORMATION ABOUT THE COLORADO FAIR DEBT COLLECTION PRACTICES ACT, SEE Colorado Attorney General.
A consumer has the right to request in writing that a debt collector or collection agency cease further communication with the consumer. A written request to cease communication will not prohibit the debt collector or collection agency from taking any other action authorized by law to collect the debt.
Colorado law prohibits credit bureaus from reporting medical debt or factoring medical debt into a credit score unless the consumer report is to be used in connection with a credit transaction that involves, or that may reasonably be expected to involve, a principal amount that exceeds the national conforming loan limit value for a one-unit property as determined by the federal housing finance authority.
This Collection Agency operates a Colorado Office with the following address and telephone number:
Local Address:
27 North Willerup, Suite B
Montrose, CO 81401
Tel: (970) 249-7514
Minnesota
This collection agency is licensed by the Minnesota Department of Commerce.
Medical Accounts Only:
If you feel that your concerns have not been addressed, please contact our office and allow us the opportunity to try and address your concerns. Or, you have the option to address any concerns with the Minnesota Attorney General’s Office, which can be reached at 651-296-3353 or 1-800-657-3787, by email at hospital.billing@ag.state.mn.us, or online at www.ag.state.mn.us/contact .
North Carolina
This Collection Agency is licensed collection agency in the State of North Carolina.
North Carolina Department of Insurance Permit #119507327
Consumer Collection Management, Inc.
PO BOX 1839
Maryland Heights, MO 63043
314-432-2430
This is a communication from a debt collector. This is an attempt to collect a debt. Any information obtained will be used for that purpose.
Wisconsin
This Collection Agency is licensed by the Division of Banking in the Wisconsin Department of Financial Institutions, Wisconsin Department of Financial Institutions.
Consumer Collection Management, Inc.
PO BOX 1839
Maryland Heights, MO 63043
314-432-2430
California
California License Number: 11696-99
The state Rosenthal Fair Debt Collection Practices Act and the federal Fair Debt Collection Practices Act require that, except under unusual circumstances, collectors may not contact you before 8 a.m. or after 9 p.m. They may not harass you by using threats of violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at 1-877-FTC-HELP or Federal Trade Commission.
You may request records showing the following: (1) that Consumer Collection Management, Inc. has the right to seek collection of the debt; (2) the debt balance, including an explanation of any interest charges and additional fees; (3) the date the debt became delinquent or the date of the last payment; (4) the name of the creditor and the account number associated with the debt; (5) the name and last known address of the debtor as it appeared in the creditor’s records prior to assignment of the debt; and (6) the names of all persons or entities other than the debt collector to which the debt has been assigned, if applicable. You may also request from us a copy of the contract or other document evidencing your agreement to the debt. A request for these records may be addressed to: PO BOX 1839, Maryland Heights, MO 63043 or [info@consumercollection.com](mailto:info@consumercollection.com).
For California Consumers with Hospital Debts:
Nonprofit credit counseling services may be available in the area.
New York
For New York consumers:
In accordance with the Fair Debt Collection Practices Act, 15 U.S.C. § 1692 et seq., debt collectors are prohibited from engaging in abusive, deceptive, and misleading debt collection efforts, including but not limited to: (i) the use or threat of violence; (ii) the use of obscene or profane language; and (iii) repeated phone calls made with the intent to annoy, abuse, or harass. If a creditor or debt collector receives a money judgment against you in court, state and federal laws may prevent the following types of income from being taken to pay the debt: 1. Supplemental security income, (SSI); 2. Social security; 3. Public assistance (welfare); 4. Spousal support, maintenance (alimony) or child support; 5. Unemployment benefits; 6. Disability benefits; 7. Workers’ compensation benefits; 8. Public or private pensions; 9. Veterans’ benefits; 10. Federal student loans, federal student grants, and federal work study funds; and 11. Ninety percent of your wages or salary earned in the last sixty days.”
No principal creditors and/or debt collection agencies shall make any representation that a person is required to pay the debt of a family member in a way that contravenes with the Fair Debt Collection Practices Act (15 USC § 1692 et seq.). In addition, the principal creditors and/or debt collection agencies shall not make any misrepresentation about the family member’s obligation to pay such debts.
Important Additional Consumer Rights Under New York City Law
Consumer Collection Management’s New York City License Number is 2133123-DCWP
The name and telephone number of the Consumer Collection Management employee for you to contact regarding the debt is Rick Allen at 1-800-325-6511.
The New York City Department of Consumer and Worker Protection requires us to ask you for your language preference for reporting purposes. At this time, Consumer Collection Management, Inc. does not provide language access or translation services for any language other than English and Spanish. Please provide us with your preferred language.
A Glossary of Common Debt Collection Terms and other resources are available in different languages at www.nyc.gov/dcwp
New Jersey
Consumer Collection Management does not report New Jersey medical debts to a consumer reporting agency and that if the debt, or any part of it, has been reported to a consumer reporting agency, the portion reported is void.
Utah
As required by Utah law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit reporting agency if you fail to fulfill the terms of your credit obligations.